Privacy Policy

1. Overview

BudgetPro ("we", "our", or "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use the BudgetPro mobile application and web services.

2. Information We Collect

• Account information — name and email address provided when you sign in.
• Financial data — transactions, accounts, categories, budgets, and savings goals you create within the app.
• App preferences — currency, language, and theme settings.
• Device information — OS version and device type for crash reporting and compatibility.
• Authentication tokens — securely stored tokens used to keep you signed in across sessions.

3. How We Use Your Information

• To provide, operate, and improve the BudgetPro service.
• To sync your financial data securely across your devices.
• To send important service notifications (account security, policy updates).
• To process subscription payments through RevenueCat and the App Store or Google Play.
• To verify your identity securely during sign-in.

4. Data Storage & Security

Your data is stored on secure servers with encryption in transit (TLS) and at rest. Authentication is handled using industry-standard JWT (JSON Web Token) technology — your password is never stored in plain text and is hashed using bcrypt. We use industry-standard security practices to prevent unauthorized access. Your financial data is never sold to third parties.

5. Third-Party Services

We use the following third-party services:

• RevenueCat — manages in-app subscription billing and purchase validation. Subject to RevenueCat's Privacy Policy.
• Apple Sign-In — optional sign-in method on iOS. When used, Apple may share your name and email (or a private relay address) with us. Subject to Apple's Privacy Policy.
• Google Sign-In — optional sign-in method. When used, Google shares your name, email, and profile photo with us for authentication purposes. Subject to Google's Privacy Policy.

6. Data Retention & Deletion

You may delete your account and all associated data at any time from the app's Settings page. Upon deletion, your data is permanently removed from our servers within 30 days.

7. Children's Privacy

BudgetPro is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child has provided us with personal information, we will delete it promptly.

8. Your Rights

You have the right to access, correct, or delete your personal data at any time. To exercise these rights, contact us using the details below or use the in-app account deletion feature. Residents of the UAE and other jurisdictions may have additional rights under applicable data protection laws.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via the app or email. Continued use of BudgetPro after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@budgetpro.app or visit our Support page.